Specialist Aged Care Advice
At Core Value Financial Advice, our advisers specialise in helping families transition a loved one from home or hospital into aged care.
We evaluate your unique aged care needs and see exactly how we can help you ease the burden, minimise aged care fees and maximise social security benefits.
Covid-19 Update: Video Appointments Now Available
Due to the ongoing Covid-19 health updates, we have decided, as a safety precaution to have all future appointments BY VIDEO ONLY, until further notice.*
Video appointments are very easy to set up. They work just as well as face-to-face appointments – without the need for you to travel to our office – especially during this stressful time.
We want to do our part in protecting the elderly from the spread of this virus. We believe video appointments are an effective measure.
*If you feel it is impossible to make a video appointment, we will be happy to assist you via telephone as well.
Speak to an Aged Care Advisor Today
We Are The Experts In aged Care
The advisers at Core Value Financial Advice are amongst the most trusted aged care advisers on the East Coast. We have been offering our services, in Melbourne, Sydney and the Gold Coast for over 10 years.
When you work with Core Value, you can be rest assured all your concerns about going into aged care will be taken care of.
An Average Saving of $6000 Per Year
Making the right financial decisions prior to moving into aged care will usually result in the resident being better off, by $5,000 – $10,000, for every year that they are in care.
We help you with this, through simple strategies designed to improve Centrelink payments and reduce age care costs.
Speak to an Aged Care Expert
We will assess your unique situation and advise you on the options available to you.
Contact us for a consultation or please call 1300 944 011.
Some of the Organisations We Have Helped
Understanding Your Financial Position
Aged care decisions begin with understanding the role that funds play in the future for you and your family. Our specialist advisers are here to help you manage assets, expenses and estates to ensure your wealth is safe and secure. Once we’ve helped establish your true financial position, we’ll determine what your aged care options are, and explain them to you in a clear and understandable way. Our advisers are experienced professionals who know how to structure your finances to make the most of your hard earned assets.
The transition into aged care can be an emotional time for all involved. Attempting to navigate your way through the costs and rules of assisting someone into care at the same time can be overwhelming. Our goal is to take the burden of transitioning into aged care off your shoulders. We remove all the stress and concerns you may have when you placing a loved one in a care facility.
The Transition into Aged Care Doesn’t Have to be Stressful
How We Can Help
Keep or sell the home?
You may not need to sell the family home. This is an important decision, with large financial implications. Many factors need to be carefully considered.
Complete Centerlink forms
We can complete the Centrelink assessment, check the results and even become nominee, so you don’t have to spend 2 hours on hold.
Decrease Aged Care fees
We have strategies to reduce aged care fees. This is important so as to be able to pay the bills and protect the estate.
Aged care is expensive, it is vital to obtain as much government support as possible, so as to reduce the chances of funds running out.
Avoid an expensive mistake
Aged care finances is a complicated area, a small mistake can cost thousands of $ per year.
Cashflow is important to ensure that the aged care home direct debits will be paid. The enduring power of attorney will be asked to guarantee payment.
Advice on existing investments
Are there investments purchased months ago or decades ago? Only an experienced advisor will understand these investments and how centrelink will assess.
How to pay the fees
How are you going to pay the aged care fees? You need the correct strategy.
Guide you on your responsibilities as an epa
Being an enduring power of attorney is a legal responsibility. You need to protect yourself from making an error.. A small error can be very serious.